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I'm going to give you the top three ways to lose your motorcycle accident case, I'm Sheikh Rony  from usa2world.com. The first way to lose your motorcycle accident case is, if the at fault driver that hit you has no bodily injury liability insurance coverage. That's the coverage that pays you for your pain and suffering, out-of-pocket medical bills and lost wages. 


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Unfortunately, in a state like Florida which is where I'm a motorcycle accident lawyer, most vehicles are not required to have any bodily injury liability insurance. If you're badly injured in a motorcycle accident and another driver is at fault, your best case scenario is that you were hit by an 18 Wheeler or a corporate vehicle or an Uber or Lyft vehicle when they were engaged in a ride. 


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This is because in all of the cases I just mentioned, there's a much higher probability that there will be enough bodily injury liability insurance to pay for your injuries. 18 wheelers typically have at least $750,000, of bodily injury liability coverage and Uber and Lyft vehicles, if the driver has accepted the ride request and it's on the way to get a ride through drop-off, there's $1 million of liability coverage. 


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Just because you're hit by a vehicle that's owned by a company, it doesn't mean that there's going to be bodily injury liability coverage. I've seen some companies that only have $10,000 of bodily injury liability coverage or so. If the at fault driver that hit you does not have enough bodily injury liability insurance to pay for your injuries, you then look for your own uninsured motorist insurance on the motorcycle. 


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Uninsured motorist insurance also known as UIM coverage, pays you for pain and suffering and your out-of-pocket medical bills and lost wages, if the other driver doesn't have enough insurance to pay for your injuries. If you don't have uninsured motorist insurance on the motorcycle that you are riding, you then look at your cars that you own to see if you had uninsured motorist insurance on those. 


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In a state like Florida, the uninsured motorist insurance, if you have stacking coverage, will cover you for your injuries on a motorcycle even if you owned the motorcycle and it was uninsured. If you did not own the motorcycle that you were driving, and someone else is at fault, uninsured motorist whether stacking or non-stacking, both of them will cover you for your pain and suffering, medical bills and loss wages. 




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And if you lived with a relative on the date of the accident and they did not own the motorcycle that you were riding when you got hurt, their uninsured motorist insurance should cover you, if the at fault driver does not have enough bodily injury liability insurance. You can find out if you have uninsured motorist insurance on your car or any vehicle by looking at the declarations page of your insurance policy, which you should easily be able to get online or on their app. 



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The second way to lose your motorcycle accident case or get a very small settlement is if your injuries are minor or if you don't get medical treatment for your injuries. In any personal injury case, your injuries determine the full value of your case, and this applies to motorcycle accident cases as well. Minor injury cases are tough enough if you're in a car and you're injured but if you're on a motorcycle, you have juries that are not wild about motorcycle riders. 


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That means that many jurors will not award large payouts, for people who are injured while riding on a motorcycle. When I use the phrase minor injuries, I'm talking about just neck pain or back pain or knee pain or elbow pain. I'm not referring to cases if you have a broken bone or fracture and surgery. Those cases are worth a lot more money, than just having neck pain or back pain in most cases. 


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For example, I have friends who are accountants and their view on injured motorcycle riders who are hurt, even if someone else is at fault is that they would not award one penny, if they were on a jury for pain and suffering. Unfortunately, a lot of jurors feel the same way about motorcycle claims as the couple of friends of mine, that I just mentioned do. 


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Now big injury or death claims have a much higher, full settlement value in motorcycle accident cases. By big injuries I'm referring to broken bones and surgery, fractures, bleeding of the brain, a horrible burn, if someone is killed in an accident and things like that. The third way to lose your motorcycle accident case, is if you were the only one at fault in the accident. 


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In order to get money for pain and suffering and out-of-pocket medical bills and lost wages, there has to be someone at fault other than you. Now do not just rely on the police officer's crash report. In motorcycle accident cases as you can imagine, it's usually best if the police officer gives the other driver a ticket. This means that the other driver was at fault and police officers usually get it right. 


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However, there are plenty of circumstances where the police officer can give the motorcycle rider a ticket and he or she may still have a good case. In Florida, if you're riding a motorcycle and you're partially at fault, you can still make a claim for the other driver's percentage of fault. For example, I represented a motorcycle rider who was heading down the street in Miami-Dade County, Florida. 


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An 18 Wheeler was coming the opposite direction and made a left hand turn in front of the motorcycle rider. The motorcycle rider flew off the bike and ended up breaking a finger and his leg, and ultimately had surgery on both of those. Now, in this case, the officer gave the ticket to the truck driver and I determined that the truck driver was a 100% at fault. 


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However, I settled the motorcycle riders case for $445,000 but let's assume that he was 50% at fault, if the facts were a little bit different. In this case, he'd be able to get half of the $445,000, which would be around $222,000 or so. Florida is very generous to motorcycle riders in this regard. 


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Fortunately, Florida does not have a law that says, if the motorcycle rider's at fault at all or 50% at fault or more, he gets nothing. To help prove fault, you may want to ask the owner of the vehicle that hit you to preserve the event data recorder, also known as a black box. In a hard break or heavy impact case, the black box may show the other vehicle's speed, whether they braked prior to impact, the speed prior to impact and many other things. 


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https://www.usa2world.com/ says that some motorcycles have an event data recorder in them. To learn how to deal with the insurance company in a motorcycle accident case, so you get the largest settlement possible fast;




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How Much Money can I get for my Motorcycle Accident? 


Hi this is Sheikh Rony, from the https://www.usa2world.com. I want to talk to you about how much you can get from your motorcycle accident. I'll talk to you about how motorcycle accidents can actually be quite different from typical motor vehicle accident. So we'll talk about the reasons why these happen, establishing liability, building up your case, talking about the injuries and damages. 


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So first with the reasons for motorcycle accidents are very different typically than an auto accident. Some of those are, you know, just typical distracted drivers on the road. Motorcycles are obviously smaller vehicles, they're harder to see often, they're kind of hidden within the traffic so if you don't have someone that's paying attention you can often get into a motorcycle accident with someone. 


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Also driver inexperience, if someones on the road and they just don't have experience with being around motorcycles that often causes these cases we're seeing. Traffic, just general traffic violations have graver consequence in motorcycle accidents, because if someone changes lanes abruptly that can be a lot harder on a motorcycle accident than a vehicle accident.


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 Also just general smaller vehicle, hard to see, and often can kind of weave in and out of traffic a lot easier, but that causes issues with these accidents. So one of the things that if you're a motorcycle driver and you gotten into an accident, someone caused it, the first thing that you want to do to make sure that you can get the most out of your motorcycle accident is make sure that you're establishing the liability, which means who caused the accident and you want to make sure that you're doing everything that you can to establish that the other person caused this accident. 


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So what you want to do is you want to photograph the scene if you can, if you're not injured to the point where you're getting taken away by an ambulance you can often pull out your phone and take photographs of the scene, your motorcycle, the other driver, what damages there were to the vehicles, what damages there was to you. 


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Try to find witnesses that you can talk to that would be willing to talk to the police and that's the other big thing is you always want to call the police every single time, because if the police come to the scene and establish, write a ticket for someone else that is huge and it goes a long way in establishing liability. People make the mistake of the other party says oh I'm so sorry it was my fault, here's my information, hey I got to go and they let the other driver drive off without the police ever coming. 


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Well that driver that just drove off often times is going to change their story when they drive off and they may tell the, you know, their insurance, they may go and call then and say look this motorcycle came out of nowhere, I had no chance to move away and then you're sideways on your liability already. If it's a serious accident and you're worried about, you know, what kind of, you know, what happened in the accident and you may be able to establish a bit of information. 


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I often go to the scene of the accident and you can return to the scene to take photographs of, you know, how long the brake marks were, that kind of thing. We can even hire an investigator to do that work, accident reconstructionist are very good at that. Also you want to keep your helmet if it was damaged or just keep it in general to be able to establish that you had your helmet on that can be a issue sometimes if they're claiming your damages were caused by you not wearing your helmet and keep a journal of your injuries as you're progressing


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 how things are going, what's healing, what's not, what things you've, you know, missed out on. So that's kind of establishing your liability and kind of sideways into establishing injuries. Injuries are also different in motorcycle accidents in several ways. You know, we have different kinds of injuries that we see. Often we'll see greater injuries, so you'll have great broken bones, broken arms, legs, pelvic. You'll also have extremity injuries often. 



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If there, you know, we have burns from the exhaust and the engine that we often see, wrists and pelvis, abrasions on the skin if there's road rash and that kind of thing, and general head injuries are often common in these kind of cases. So with the injuries you want to make sure that you're building your damages in a way that the insurance company can understand. 


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If you don't go to get treatment, if you don't go to a doctor to get, you know, evaluated the insurance company will assume you don't have that injury so you always want to if you need to if it's, you know, want to go to the ER if you need to evaluated, get your scans to make sure that you don't have broken bones. If you do have follow ups with doctors, say you have an orthopedic doctor that you were given a referral to make sure you make that appointment immediately get in to that person, get evaluated, and follow the path that the doctors have established for you. 


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If they want you to do physical therapy make sure you get in there, get the physical therapy done. If you need other kinds of treatment often your attorney can help you out or you can just kind of call around and find someone that will be willing to work with you, but you want to get the treatment done or else you're not going to build up your claim. So your damages are very important. 


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Also with lost wages you want to keep records of your wages that you've lost, your property damage, obviously with your motorcycle, can be a little bit different. Often times people kit out their motorcycles with upgrades, you know, exhaust systems that were not, you know, manufacturers exhaust. So for that kind of thing you want to get your receipts from all your purchases or at least go online and find out what you brought and print out how much it costs and where you brought it from so that you can, you know, provide that to the insurance companies. 


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Remember that you can make lost wage claims, pain and suffering, emotional distress. So those things are just notes that you can take on what you've been through. If you do have emotional distress sometimes you can go talk to someone about that a lot of people have post traumatic stress. If you have any questions about building these claims just call an attorney and most of them will give you a free evaluation as I do. 


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You know, you always have to ... It's probably a good idea to at least call an attorney and talk to them, because there can be statute of limitations issues, there can be policy limit issues, so there's a lot of different things that an attorney can look at your policy and let you know how to get the most from your motorcycle accident. So if you have further questions about, you know, what I've talked about today or you want me to talk to you about your case please give me a call here it's https://www.usa2world.com. You can reach me at 602-***-****. Thank you.

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